Hello
guys in this article we are going to describe the process how to check
pre-qualified car loan offer in SBI. If you are a SBI customer and you want to
take a car loan from SBI you can check pre-qualified car loan eligibility using
SBI internet banking.
We
all know that car loan is very easy to take from any finance company at the
time of buying a car from dealer. But if you see their terms then these are not
so easy. Suppose you have bought a car in EMI for 7 years. But in between you
earned some extra money and want to close the car loan before 7 years. But your
finance company asked you to deposit all the interest amounts up to 7 years.
Even though, you are closing the loan in 3 years.
But
if you take the car loan from SBI you will have the opportunity to pre-close
your car loan without paying interest up to the tenure completion. That is why
you should check once whether pre -approved car loan is available in your SBI
account or not.
But
my recommendation is that please check all the terms and conditions from the
finance company or bank before taking a loan. On the following paragraphs we
are discussing the steps of checking pre-qualified car loan offer in SBI
account.
How to check
pre-qualified car loan offer in SBI account:
Before
going to check pre-approved car loan eligibility you should have registered
with SBI internet banking. If you have already registered with SBI internet
banking then follow the following steps.
STEP 1: Go to www.onlinesbi.com and login to your SBI
internet banking using user Id, password, captcha code and OTP.
STEP 2: As you logged in
to your account you will be on the dashboard of your account. Here on the top
bar you will see an option ‘Requests & enquiries’. Click on this option
here.
STEP 3: You will be
redirected to another page. In this page you will see a list of various
options. Click on the option ‘pre-qualified car loan eligibility’ on this page.
STEP 4: As you click on ‘pre-qualified
car loan eligibility’ the load eligibility amount will be displayed on the
screen. If you don’t get the offer the page will say that you are not eligible
for pre-approve car loan in SBI.
If
you are eligible for car loan offer then you can apply online. This is the
process how to check pre-approve car loan eligibility in SBI. This process can
also be seen on the following video also. Watch these video till end.
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