How to Find ICICI Bank SWIFT Code & Remittance Details Online (iMobile App)

Receiving money from abroad into your Indian bank account can feel confusing, especially if you are asked for intermediary details and SWIFT codes. Whether you are receiving payments from AdSense, freelance clients, or family members living overseas, having the correct international wire transfer details is essential.

If you have an account with ICICI Bank, you don't need to visit your home branch. You can generate and view your exact SWIFT and remittance routing details instantly using the iMobile Pay mobile banking app.

In this guide, we will walk you through the step-by-step process to fetch your ICICI Bank SWIFT details online.

What is a SWIFT Code & Why Do You Need It?

A SWIFT Code (Society for Worldwide Interbank Financial Telecommunication) is an international identification code used by banks worldwide to send and receive wire transfers.

When receiving money from overseas:

    a) SWIFT Code identifies the recipient bank (ICICI Bank).

    b) Nostro Account Details route foreign currency through partner banks before converting and             crediting it to your local savings or current account in INR.

Step-by-Step Guide: How to Check ICICI Bank SWIFT Details in iMobile

Make sure you have updated the iMobile Pay app to the latest version on Android or iOS.

1. Log in to iMobile Pay

Use your 4-digit login PIN or fingerprint. Open the iMobile Pay app on your smartphone and log in securely.

2. Open the Side Menu

Tap the three horizontal lines (hamburger menu) located at the top-left corner of the dashboard.

3. Select 'My Account Details'

From the menu list, locate and tap on the option titled My Account Details.

4. Tap on 'SWIFT Details' 

Under account options, tap on SWIFT Details to open the inward remittance generator.

5. Choose Currency & Purpose

Select the Currency in which the sender will transfer funds (e.g., USD, EUR, GBP, AUD), then select the Purpose of Remittance from the dropdown menu. Once selected, tap Generate Details.

6. View and Share Remittance Instructions

The app displays complete wire routing instructions, including the ICICI SWIFT code, correspondent bank details, and your account credentials.

Understanding ICICI Bank's Nostro Account System

Many users wonder why the remittance receipt mentions another bank's name alongside ICICI.

ICICI Bank holds Nostro accounts (foreign currency accounts maintained in foreign banks) across major global financial hubs. When a sender transfers foreign currency (such as USD from the United States):

    a) The funds are first credited to ICICI Bank’s corresponding Nostro account in that country.

    b) ICICI Bank processes the currency exchange.

    c) The converted amount is credited directly to your domestic account in Indian Rupees (INR).

Using the details generated in the iMobile app ensures your sender's bank routes the payment through the correct intermediary channel without unnecessary delays or bounce fees.