Want to make UPI payments without entering your transaction PIN every time? Now you can make payments using your fingerprint through the BHIM UPI app. BHIM UPI offers a biometric payment facility that allows eligible users to authenticate transactions using their device's fingerprint sensor instead of entering their UPI PIN.
With this feature, you can make eligible UPI payments of up to ₹10,000 using your fingerprint, making digital payments faster and more convenient.
In this article, we will explain how to activate BHIM biometric payment online, how to enable fingerprint payment in the BHIM UPI app, and how to complete transactions without entering your UPI PIN.
What Is BHIM Biometric Payment?
BHIM biometric payment is a feature that allows users to authenticate eligible UPI transactions using their registered fingerprint instead of entering their UPI transaction PIN.
Normally, whenever you make a UPI payment, you need to enter your UPI PIN to authorize the transaction. However, after activating the biometric payment facility, you can use your fingerprint to complete eligible payments.
This feature is particularly useful when you want to make quick payments without repeatedly entering your UPI PIN.
Benefits of BHIM UPI Fingerprint Payment
Here are some important benefits of activating biometric payments in the BHIM app:
* No need to enter UPI PIN: Make eligible payments using your fingerprint.
* Faster transactions: Complete payments quickly and conveniently.How to Activate BHIM Biometric Payment Online?
Follow the step-by-step instructions below to activate fingerprint payment in your BHIM UPI app.
Step 1: Open the BHIM UPI App
First, open the BHIM UPI mobile application on your smartphone and log in to your account.
Step 2: Open Your Profile Section
After logging in, click on the Profile section available in the top-left corner of the app.
Step 3: Select Pay with Fingerprint
You will see your UPI QR code on the profile page. Scroll down the page and look for the Pay with Fingerprint option.
Click on this option to proceed.
Step 4: Click on Activate Now
On the next page, you will see the last few digits of your bank account linked to your BHIM UPI account.
You will also find an Activate Now option. Click on it to continue the activation process.
Step 5: Accept the Terms and Conditions
Now, the Biometric Transaction page will appear on your screen.
Read the BHIM biometric payment terms and conditions carefully. To proceed, tick the checkbox available before the Terms and Conditions link.
Step 6: Click on Enable Now
After accepting the terms and conditions, the Enable Now button will become active.
Click on the Enable Now button to continue.
Step 7: Enter Your UPI Transaction PIN
You will now be asked to enter your existing BHIM UPI transaction PIN once for verification.
Enter your UPI PIN correctly and click on the Next button.
Step 8: Register Your Fingerprint
After PIN verification, the app will ask you to authenticate using your device's registered fingerprint.
Place your registered finger on your smartphone's fingerprint sensor and complete the biometric authentication process.
Step 9: Biometric Payment Activated Successfully
Once the fingerprint authentication is completed, a confirmation message will appear on your screen:
"Biometric is now activated."
Congratulations! You have successfully activated biometric payment in your BHIM UPI app.
Now you can make eligible UPI payments using your fingerprint instead of entering your transaction PIN, subject to the applicable transaction limit of ₹10,000.
Frequently Asked Questions (FAQs)
1. Can I make BHIM UPI payments without entering a UPI PIN?
Yes. After activating the biometric payment facility, eligible users can authenticate supported UPI transactions using their registered fingerprint instead of entering their UPI PIN.
2. What is the maximum limit for BHIM biometric payments?
The biometric payment facility supports eligible transactions of up to ₹10,000, subject to BHIM's applicable rules and limits.
3. Is fingerprint payment available in the BHIM UPI app?
Yes. Eligible users can activate the Pay with Fingerprint feature through the profile section of the BHIM UPI application.
4. Do I need to enter my UPI PIN to activate biometric payment?
Yes. During the activation process, you need to enter your existing UPI transaction PIN once for verification.
5. Is BHIM biometric payment safe?
Biometric authentication provides an additional convenient way to authorize eligible payments. Always keep your smartphone secure and never share your UPI PIN, OTP, or banking credentials with anyone.
Conclusion
So, this is the complete process to activate BHIM biometric payment online. By following the above steps, you can easily enable fingerprint payment in your BHIM UPI app and make eligible transactions without entering your UPI PIN every time.
If you find this tutorial helpful, share it with your friends and family so they can also learn how to activate fingerprint payment in the BHIM UPI application.
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