How to Add Family Member Policy to My LIC App: Step-by-Step Guide

 Managing multiple Life Insurance Corporation (LIC) policies for your household can quickly become confusing. Keeping track of premium due dates, policy receipts, and maturity status across different family members gets overwhelming fast.

Fortunately, the official My LIC App allows you to manage policies for your spouse, children, and dependent parents all from a single account!

In this easy guide, we’ll walk you through the complete step-by-step process of adding a family member and linking their policy number to your My LIC account.

Why Should You Link Family Policies in My LIC App?

Before jumping into the steps, here is why you should consolidate your family's policies under one login:

    1. Single Dashboard: View all family policies in one place.

    2. Easy Online Premium Payment: Pay premiums for your spouse, kids, or parents without switching accounts.
    3. Instant Downloading: Access policy status reports, tax certificates, and premium receipts anytime.

Steps to Add a Family Member Policy in My LIC App

Adding a policy involves two quick parts: first, registering the family member on your profile, and second, linking their specific policy. Follow the steps below:

1.Login to the App:Ensure you have the latest version of My LIC installed.

Open the My LIC app on your smartphone and log in using your user credentials or MPIN.

2.Navigate to Service Hub:

Look at the navigation bar at the bottom of the home screen and tap on the Service Hub option.

3.Access 'Add Family Member':

Scroll down to locate the My Profile section. Under this section, tap on the Add Family Member link.

4.Enter Member Details:

Fill out the registration form with your family member's details:

    (a) First & Last Name

    (b) Relationship (Spouse, Child, Parent, etc.)
    

    (c) Gender & Date of Birth

    (d) Mobile Number & Email Address
    

    (e) PAN Number

    (f) Occupation & Yearly Income

    Once filled, tap the Add Member button.

5.Click 'Link Policies':

You will see a success confirmation saying your family member has been added. On the same page, tap the Link Policies button.

6.Select Life Assured & Policy Info:

You will be redirected to the Add New Policy page.

1. Select your family member's name from the Select Life Assured drop-down menu.

2. Enter their Policy Number and Date of Birth.

3. Tap Request for OTP.

7.Verify via OTP:

An OTP will be sent to the mobile number linked with that specific policy. Enter the received OTP and tap Proceed to Add Policy.

8.Confirmation:

A success message will display: "Your request to add policy has been successfully submitted." You can now view and manage this policy inside your dashboard anytime!

⚠️ Troubleshooting: "Could Not Find PAN Linked to Policy"

While linking a policy, many users run into this common error:

"We could not find PAN linked to the policy."

How to Fix It:

If this popup appears, it means the family member's PAN card is not updated in LIC’s official records for that specific policy.

To fix this:

1. Visit the official LIC PAN Seeding Portal or update it via your agent.

2. Link the PAN number with the policy number.

3. Wait for confirmation, then re-try the steps listed above in the My LIC App.

Frequently Asked Questions (FAQs)

Can I pay premiums for my family members from my account?

Yes. Once you link their policies to your My LIC account, you can make online premium payments directly from your profile.

Whose mobile number receives the OTP when adding a policy?

The OTP is sent to the mobile number registered specifically under that family member's policy, which may differ from your main account number.

How many family member policies can I add?

You can add policies for all your immediate direct dependents—including your spouse, children, and parents.

Conclusion

Linking your family's LIC policies to a single app saves time and keeps your insurance organization stress-free. By following the simple steps above, you can monitor policy statuses and clear premium payments in just a few clicks.

Have you tried adding your family members' policies yet? If you encounter any errors during the process, leave a comment below!