How to check pre-approved personal loan eligibility in SBI?


Hi friends, in this article we are describing about how to check pre-approved personal loan eligibility in SBI. If you are a SBI customer then you may get the offer of pre-approved personal loan. If you need any personal loan then you should check you are eligible for any pre-approved personal loan or not?


Pre-approved personal loan meaning in SBI is that you will get a loan without visiting branch and without submitting any documents. You have to apply online and get the loan amount instantly.


Many people don’t know about this loan facility. If you want to check you are eligible or nor for a pre-approved personal loan in SBI then follow the procedure described in the following paragraphs.


How to check pre-approved personal loan eligibility in SBI:

Before going to check pre-approved personal loan eligibility you should have registered with SBI internet banking or SBI mobile banking. After registered with internet banking follow the following steps to know loan eligibility in SBI.


STEP 1: go to SBI internet banking login page and login to your account using your username, password, captcha code and the OTP received on your registered mobile number with your account.


STEP 2: Now you are logged in to your account. You will see an ‘e-services’ option on the top bar of the page. Click on this option.


STEP 3: As you click on ‘e-services’ option on the above step. A list of various options will be appeared on the screen. Click on the option ‘Loans’ out of the options.


STEP 4: You will be redirected to another page where you will see two options one is ‘Pre-approved personal loan’ and the other is ‘pre-approved business loan’. Click on Pre-approved personal loan option.


STEP 5: Now you will see that you will eligible for pre-approved personal loan or not. If you are eligible for any pre-approved personal loan then you can apply online and take the loan amount instantly in your account.


This process is also described on the following video. Watch this video till end to know the process.

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  1. Personal loans can be a useful tool to help individuals achieve their financial goals, whether it's paying off high-interest debt or financing a large purchase. However, it's important to carefully consider the terms and conditions before taking out a loan.

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  3. By reading this blog I understood the step by step process of Pre Approved Personal Loan and how its gets approved.